{"id":2150576,"date":"2026-02-13T05:00:00","date_gmt":"2026-02-13T10:00:00","guid":{"rendered":"https:\/\/kffhealthnews.org\/?post_type=article&#038;p=2150576"},"modified":"2026-02-13T06:55:01","modified_gmt":"2026-02-13T11:55:01","slug":"health-care-heartaches-your-winning-health-policy-valentines","status":"publish","type":"article","link":"https:\/\/kffhealthnews.org\/news\/article\/health-care-heartaches-your-winning-health-policy-valentines\/","title":{"rendered":"Health Care Heartaches: Your Winning Health Policy Valentines"},"content":{"rendered":"\n<p>Health policy has never looked so flirtatious. Every year, our readers send us valentines that make us swoon, laugh, and occasionally clutch our insurance cards. And in 2026, you did&nbsp;not&nbsp;hold back. You wrote about overcharging, rising insurance, AI in health care, and more.<\/p>\n\n\n\n<p>Here are some of our favorites, starting with the poem that stole our hearts like a $0 billing balance \u2014 and then was turned into a cartoon by KFF Health News staff illustrator Oona Zenda.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<div class=\"wp-block-group alignwide is-vertical is-content-justification-center is-layout-flex wp-container-core-group-is-layout-c23f346b wp-block-group-is-layout-flex\" style=\"padding-top:var(--wp--preset--spacing--70);padding-right:var(--wp--preset--spacing--60);padding-bottom:var(--wp--preset--spacing--70);padding-left:var(--wp--preset--spacing--60)\">\n<h2 class=\"wp-block-heading\" style=\"font-size:25px\"><strong>1st Place<\/strong><\/h2>\n\n\n\n<div style=\"height:4px\" aria-hidden=\"true\" class=\"wp-block-spacer wp-container-content-7cd39ab2\"><\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"2000\" height=\"2299\" src=\"https:\/\/kffhealthnews.org\/wp-content\/uploads\/sites\/2\/2026\/02\/2026_Valentine-copy-2.jpg\" alt=\"A hand drawn cartoon of a person sitting amongst heart-shaped pillows. They&#039;ve opened a letter from a hospital, which includes an upcoded bill for &quot;#truluv&quot; and an X-ray showing a heart that isn&#039;t full. The poem below the cartoon reads: &quot;I thought it was love \/ My heart felt spring-loaded \/ Turns out our relationship \/ Was significantly upcoded by Andrew Carleen\" class=\"wp-image-2156119\" style=\"width:800px\" srcset=\"https:\/\/kffhealthnews.org\/wp-content\/uploads\/sites\/2\/2026\/02\/2026_Valentine-copy-2.jpg 2000w, https:\/\/kffhealthnews.org\/wp-content\/uploads\/sites\/2\/2026\/02\/2026_Valentine-copy-2.jpg?resize=130,150 130w, https:\/\/kffhealthnews.org\/wp-content\/uploads\/sites\/2\/2026\/02\/2026_Valentine-copy-2.jpg?resize=435,500 435w, https:\/\/kffhealthnews.org\/wp-content\/uploads\/sites\/2\/2026\/02\/2026_Valentine-copy-2.jpg?resize=768,883 768w, https:\/\/kffhealthnews.org\/wp-content\/uploads\/sites\/2\/2026\/02\/2026_Valentine-copy-2.jpg?resize=1105,1270 1105w, https:\/\/kffhealthnews.org\/wp-content\/uploads\/sites\/2\/2026\/02\/2026_Valentine-copy-2.jpg?resize=1336,1536 1336w, https:\/\/kffhealthnews.org\/wp-content\/uploads\/sites\/2\/2026\/02\/2026_Valentine-copy-2.jpg?resize=1782,2048 1782w, https:\/\/kffhealthnews.org\/wp-content\/uploads\/sites\/2\/2026\/02\/2026_Valentine-copy-2.jpg?resize=120,138 120w, https:\/\/kffhealthnews.org\/wp-content\/uploads\/sites\/2\/2026\/02\/2026_Valentine-copy-2.jpg?resize=170,195 170w, https:\/\/kffhealthnews.org\/wp-content\/uploads\/sites\/2\/2026\/02\/2026_Valentine-copy-2.jpg?resize=300,345 300w, https:\/\/kffhealthnews.org\/wp-content\/uploads\/sites\/2\/2026\/02\/2026_Valentine-copy-2.jpg?resize=500,575 500w, https:\/\/kffhealthnews.org\/wp-content\/uploads\/sites\/2\/2026\/02\/2026_Valentine-copy-2.jpg?resize=315,362 315w, https:\/\/kffhealthnews.org\/wp-content\/uploads\/sites\/2\/2026\/02\/2026_Valentine-copy-2.jpg?resize=630,724 630w, https:\/\/kffhealthnews.org\/wp-content\/uploads\/sites\/2\/2026\/02\/2026_Valentine-copy-2.jpg?resize=1200,1379 1200w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\" \/><figcaption><span class=\"photo-credit\">(Illustration; Oona Zenda\/KFF Health News)<\/span><\/figcaption><\/figure>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<p style=\"font-size:25px\"><strong>Runner-Up<\/strong><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<p>A box of chocolates?<br>A dozen roses?<br>Just the usual Valentine\u2019s occurrence.<br>I\u2019d rather Cupid chip in for my rising insurance.<\/p>\n\n\n\n<p><strong>\u2013 Laura Wagner<\/strong>&nbsp;<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n<div\n\tclass=\"wp-block block--newsletter  \"\n\tdata-type=\"kaiser-health-news\/newsletter\"\n\tdata-align=\"center\"\n\tstyle=\"\"\n>\n\t<h4 class=\"newsletter__title\">\n\t\t<a href=\"\/email\/\">\n\t\t\tEmail Sign-Up\t\t<\/a>\n\t<\/h4>\n\t<p class=\"newsletter__description\">\n\t\tSubscribe to KFF Health News&#039; free Morning Briefing.\t<\/p>\n\t\n<form\n\taction=\"\/email-signup\/\"\n\tclass=\"kaiser-hubspot-mini-signup-form\"\n\tmethod=\"post\"\n>\n\t<input type=\"hidden\" id=\"kaiser_hubspot_nonce\" name=\"kaiser_hubspot_nonce\" value=\"dc9818bd64\" \/><input type=\"hidden\" name=\"_wp_http_referer\" value=\"\/wp-json\/wp\/v2\/article\/2150576\" \/>\t\t\t\t<label\n\t\tclass=\"kaiser-hubspot-mini-signup-form__label--email\"\n\t\tfor=\"kaiser-hubspot-mini-signup-form-email\"\n\t>\n\t\t<span class=\"screen-reader-text\">\n\t\t\tYour Email Address\t\t<\/span>\n\t\t<input\n\t\t\tautocomplete=\"email\"\n\t\t\tclass=\"kaiser-hubspot-mini-signup-form__input--email\"\n\t\t\tid=\"kaiser-hubspot-mini-signup-form-email\"\n\t\t\tname=\"kaiser_hubspot_email\"\n\t\t\ttype=\"email\"\n\t\t\t\t\t\t\tplaceholder=\"Your email address\"\n\t\t\t\t\t\/>\n\t<\/label>\n\t<button class=\"kaiser-hubspot-mini-signup-form__submit\">\n\t\tSign Up\t<\/button>\n<\/form>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<p style=\"font-size:25px\"><strong>Other Newsroom Favorites<\/strong>&nbsp;<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<p>Damn, girl.<br>Are you a menopause expert?<br>Because it&#8217;s been impossible to find you.<\/p>\n\n\n\n<p><strong>\u2013 Priya Bathija<\/strong><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<p>Feeling lonely on Valentine\u2019s with no PCP<br>I call all the offices, but no one can see me.<br>My insurance suggests telehealth to thicken the plot,<br>but with no one around, I\u2019ll seek care from an AI robot.<\/p>\n\n\n\n<p><strong>\u2013 Sara Culley<\/strong><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<p>Roses are red,<br>Violets are blue,<br>If I had to choose health insurance or my house,<br>I wouldn\u2019t know what to do.<\/p>\n\n\n\n<p><strong>\u2013 Thy-Ann Nguyen<\/strong>&nbsp;<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<div class=\"is-style-classic  wp-block-kff-common-promo\">\n\t\t\t<div class=\"wp-block-kff-common-promo__image\">\n\t\t\t<a class=\"wp-block-kff-common-promo__link\" href=\"https:\/\/kffhealthnews.org\/news\/article\/a-dose-of-love-the-winning-health-policy-valentines-2025\/\">\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"333\" src=\"https:\/\/kffhealthnews.org\/wp-content\/uploads\/sites\/2\/2025\/02\/2025-Vday-thumbnail.jpg?w=500\" class=\"attachment-medium size-medium\" alt=\"\" srcset=\"https:\/\/kffhealthnews.org\/wp-content\/uploads\/sites\/2\/2025\/02\/2025-Vday-thumbnail.jpg 1626w, https:\/\/kffhealthnews.org\/wp-content\/uploads\/sites\/2\/2025\/02\/2025-Vday-thumbnail.jpg?resize=150,100 150w, https:\/\/kffhealthnews.org\/wp-content\/uploads\/sites\/2\/2025\/02\/2025-Vday-thumbnail.jpg?resize=500,333 500w, https:\/\/kffhealthnews.org\/wp-content\/uploads\/sites\/2\/2025\/02\/2025-Vday-thumbnail.jpg?resize=768,512 768w, https:\/\/kffhealthnews.org\/wp-content\/uploads\/sites\/2\/2025\/02\/2025-Vday-thumbnail.jpg?resize=1270,847 1270w, https:\/\/kffhealthnews.org\/wp-content\/uploads\/sites\/2\/2025\/02\/2025-Vday-thumbnail.jpg?resize=1536,1024 1536w, https:\/\/kffhealthnews.org\/wp-content\/uploads\/sites\/2\/2025\/02\/2025-Vday-thumbnail.jpg?resize=770,513 770w, https:\/\/kffhealthnews.org\/wp-content\/uploads\/sites\/2\/2025\/02\/2025-Vday-thumbnail.jpg?resize=840,560 840w, https:\/\/kffhealthnews.org\/wp-content\/uploads\/sites\/2\/2025\/02\/2025-Vday-thumbnail.jpg?resize=720,480 720w, https:\/\/kffhealthnews.org\/wp-content\/uploads\/sites\/2\/2025\/02\/2025-Vday-thumbnail.jpg?resize=570,380 570w, https:\/\/kffhealthnews.org\/wp-content\/uploads\/sites\/2\/2025\/02\/2025-Vday-thumbnail.jpg?resize=370,247 370w, https:\/\/kffhealthnews.org\/wp-content\/uploads\/sites\/2\/2025\/02\/2025-Vday-thumbnail.jpg?resize=270,180 270w, https:\/\/kffhealthnews.org\/wp-content\/uploads\/sites\/2\/2025\/02\/2025-Vday-thumbnail.jpg?resize=170,113 170w, https:\/\/kffhealthnews.org\/wp-content\/uploads\/sites\/2\/2025\/02\/2025-Vday-thumbnail.jpg?resize=100,67 100w, https:\/\/kffhealthnews.org\/wp-content\/uploads\/sites\/2\/2025\/02\/2025-Vday-thumbnail.jpg?resize=120,80 120w, https:\/\/kffhealthnews.org\/wp-content\/uploads\/sites\/2\/2025\/02\/2025-Vday-thumbnail.jpg?resize=1170,780 1170w, https:\/\/kffhealthnews.org\/wp-content\/uploads\/sites\/2\/2025\/02\/2025-Vday-thumbnail.jpg?resize=300,200 300w, https:\/\/kffhealthnews.org\/wp-content\/uploads\/sites\/2\/2025\/02\/2025-Vday-thumbnail.jpg?resize=200,134 200w, https:\/\/kffhealthnews.org\/wp-content\/uploads\/sites\/2\/2025\/02\/2025-Vday-thumbnail.jpg?resize=315,210 315w, https:\/\/kffhealthnews.org\/wp-content\/uploads\/sites\/2\/2025\/02\/2025-Vday-thumbnail.jpg?resize=630,420 630w, https:\/\/kffhealthnews.org\/wp-content\/uploads\/sites\/2\/2025\/02\/2025-Vday-thumbnail.jpg?resize=1200,800 1200w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" \/>\t\t\t<\/a>\n\t\t<\/div>\n\t\t<div class=\"wp-block-kff-common-promo__inner\">\n\t\t\t\t\t<h3 class=\"wp-block-kff-common-promo__title\">\n\t\t\t\t<a class=\"wp-block-kff-common-promo__link\" href=\"https:\/\/kffhealthnews.org\/news\/article\/a-dose-of-love-the-winning-health-policy-valentines-2025\/\">\n\t\t\t\t\tA Dose of Love: The Winning Health Policy Valentines\t\t\t\t<\/a>\n\t\t\t<\/h3>\n\t\t\t\t\t\t<a class=\"wp-block-kff-common-promo__read-more wp-block-kff-common-promo__link\" href=\"https:\/\/kffhealthnews.org\/news\/article\/a-dose-of-love-the-winning-health-policy-valentines-2025\/\">Read our 2025 favorites<\/a>\n\t\t\t<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>KFF Health News shares our favorite reader-submitted health policy valentines. One struck us in the heart and inspired an original cartoon.<\/p>\n","protected":false},"featured_media":2152800,"template":"","meta":{"_cr_original_post":"","_cr_replace_post_id":"","_cr_replacing_post_id":"","jetpack_post_was_ever_published":false,"kff_featured_video":0,"kff_show_featured_video":false,"kff_show_mute_audio_button":false,"custom_shortlink":"\/MjE1MDU3Ng","kaiser_health_news_byline_override":"","kaiser_health_news_can_republish":true,"kaiser_health_news_featured_image_caption":"","kaiser_health_news_header_overlay_color":"","kaiser_health_news_header_theme_slug":"","kaiser_health_news_hero_image":0,"kaiser_health_news_backdrop_padding":115,"kaiser_health_news_hide_partner":false,"kaiser_health_news_kicker":"","kaiser_health_news_kicker_background_color":"","kaiser_health_news_kicker_text_color":"","kaiser_health_news_kicker_url":"","kaiser_health_news_nav_theme_slug":"compact","kaiser_health_news_nav_transparency":false,"kaiser_health_news_sharing_title":"","kaiser_health_news_show_featured_image":false,"kaiser_health_news_subheadline":"","kaiser_health_news_suppress_kicker":false,"kaiser_health_news_suppress_subheadline":false,"kaiser_health_news_update_time":"","kaiser_health_news_vertical_image":0,"kaiser_health_news_title_align_left":false,"kaiser_health_news_custom_header_image":0,"photo_byline":[{"id":1573406,"name":"Oona Zenda","photographers":"oona-tempest","overrides":{"title_override":"Illustration by"}}],"story_update":"","update_position":"bottom","kaiser_syndication_sites":[],"apple_news_api_created_at":"2026-02-13T10:06:50Z","apple_news_api_id":"da49c4c8-85cc-4ddf-83d8-46a0a7e6007b","apple_news_api_modified_at":"2026-02-13T11:55:07Z","apple_news_api_revision":"AAAAAAAAAAAAAAAAAAAAAQ==","apple_news_api_share_url":"https:\/\/apple.news\/A2knEyIXMTd-D2Eagp-YAew","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":["https:\/\/news-api.apple.com\/sections\/20265c01-23d7-4d15-96e0-0691b89c3772"],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":""},"categories":[17218,178379,12498],"tags":[],"primary-topic":[],"partners":[],"funder":[],"coauthors":[259215488,439529157],"class_list":["post-2150576","article","type-article","status-publish","has-post-thumbnail","hentry","category-aging","category-health-industry","category-insurance"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Health Care Heartaches: Your Winning Health Policy Valentines - KFF Health News<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/kffhealthnews.org\/news\/article\/health-care-heartaches-your-winning-health-policy-valentines\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Health Care Heartaches: Your Winning Health Policy Valentines - KFF Health News\" \/>\n<meta property=\"og:description\" content=\"KFF Health News shares our favorite reader-submitted health policy valentines. 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